What's the story?  Many homeowners are stuck between a rock and a hard place.  They are too far underwater with their mortgage value, cannot refinance, or they are behind on their mortgage payments.  Their attempts to get a modification have not been successful, or are adding too much stress to their lives.  They may even need to relocate for a new job.

No matter the scenario, most are thinking, "I need to sell, but I cannot afford to pay any commission to a realtor or make repairs - I have no extra money."   Time passes, stress increases, and Bank foreclosure notices may even arrive.

Lisa Rosser
Associate Broker, REALTOR